- Car Accidents
- Personal Injury
- Workers Compensation
- Social Security
- Spinal Injury
- Dog Bites
- Workplace Injury
- Trial Experience
- Bicycle & Pedestrian Accidents
- Motorcycle Accidents
- No Fault Insurance
- Social Security Disability
- Uninsured Motorists
- Wrongful Death
- Bicycle & Pedestrian Accidents
- Motorcycle Accidents
- No Fault Insurance
- Social Security Disability
- Uninsured Motorists
- Wrongful Death
FAQs
Personal Injury
1) What kind of accidents give rise to a personal injury case?
Personal injury cases have two major components: Liability and Damages.
Liability is the same as fault. You must be able to prove liability
against another individual or entity in order to make a recovery. Most
often, liability is proven under a Negligence theory. Negligence is the
failure to act in a reasonable manner under the circumstances. If a
driver goes through a red light, that is negligence. If a landlord fails
to fix the stairs after he/she becomes aware they are dangerous, that is
negligence. If a driver is not paying attention and strikes the car in
front of them, that is negligence.
The second component is damages. This means injury and the consequences
of injury. Pain and suffering, wage loss and medical expenses along with
other out of pocket losses generally are what make up damages recovered.
Many people who are hurt tell me that all aspects of their life have
been changed due to the accident and injury. They don’t feel well
physically and their daily routines are no longer the same. Some feel
less worthy because they cannot be as productive. Others feel like their
future plans, hopes and dreams have been lost. These are all examples of
the consequences flowing from an accident.
At the Law Office of Martin T. Montilino, we strive to nail down the
liability aspect of the claim right away. We will investigate the
accident and interview witnesses and involved persons. We also strive to
know you as well as possible so that we can fully develop all the
damages involved in your case. We will obtain medical records and ask
your doctor to write reports. We will obtain employment information in
order to document your loss of earnings and wage loss. We make sure we
know all the medical expenses so those amounts are properly taken care
of so you will not need to worry about those items.
2) Why do I need a lawyer for my personal injury case?
The Insurance companies have an army of claims representative’s and
lawyers whose job it is to keep you away from a reasonable compensation
for your claim. They may tell you that they will be fair, but don’t
trust that. An injured party needs a competent lawyer to investigate the
claim, obtain proper proof of liability and damages and to present the
case for settlement to the insurer. The insurer knows that the lawyer
can ultimately bring a lawsuit if they don’t make fair offers. If a
person tries to handle the case without a good lawyer, the insurance
company will not pay an appropriate amount for the claim.
Martin T. Montilino has sued the insurance companies on injury claims
for nearly two decades and has obtained many, many Jury Verdicts for his
clients. Once the insurance company knows that there is the potential
for a lawsuit with competent legal representation, they make better
offers.
3) How does the attorney get paid in a personal injury case?
There are no upfront fees. I work on a contingency basis. This means
that I only get paid if we make a recovery. When you get paid, I get
paid. The contingency fees is 1/3 of the recovery.
Workers
Compensation
1) What steps should I take if I am injured at work?
A) After a work injury occurs, report the accident or injury to your
supervisor as soon as possible. Give an accurate account of how the
injury happened and the all the body parts affected. Ask to have a First
Report of Injury completed and turned it in right away. If you are
unable to do this immediately because you have gone to get medical
attention, do it as soon as you return from the doctor. If your employer
refuses to file an injury report, contact The Law Office of Martin T.
Montilino for assistance.
B) Seek medical attention as soon as possible. The sooner you go for
medical care the better. Provide the doctor with an accurate account of
what happened and all of your symptoms. The sooner the medical
documentation is in place, the less chance there is for potential
problems later in process.
C) Follow the doctors orders. If you are given a note from the
doctor, provide that to your employer right away. If the doctor
recommends that you be off of work due to the injury, then do what the
doctor says. If the recommendation is that you may work but with
restrictions, then return to work and follow the restrictions. Do not
work beyond the restrictions, even if you feel you must to save your
job. It is better to follow the doctors orders and let the situation
play out, than to try to satisfy your employer by violating the doctor’s
advise. This usually turns out bad for you, the doctor is upset and no
one knows your true capabilities. Contact Martin Montilino if you find
yourself in this situation.
2) Who pays my medical bills?
In Workers Compensation claims, the workers compensation insurance
company is obligated to pay the reasonable and necessary medical
expenses that are caused by the work injury. When you go to the doctor
or physical therapy, provide them with your workers compensation claim
information. Usually, the medical provider will request authorization
from the insurance company for the particular medical care involved. If
the insurance company denies authorization, the injured worker can file
a Medical Request whereby a Judge will decide if that medical care or
expense should be paid by the insurance company. Contact The Law Office
of Martin T. Montilino so that the Medical Request can be filed and the
proper medical evidence can be obtained.
3) What wage loss is payable under Workers Compensation?
All wage loss benefits are calculated from the Average Weekly Wage (AWW).
Simply stated, this is an average of your earnings per week in the 26
weeks before the injury.
- Temporary Total Disability. If you are off of work completely due to your injury, temporary total disability benefits are paid. This is paid at 2/3 of your AWW for each week you are out of work.
- Temporary Partial Disability. If, because of your injury and your restrictions, you make less money, then temporary partial disability is paid. This is calculated as 2/3 the difference between your reduced earnings and your AWW.
- Permanent Total Disability. If you become unable to work
permanently, then this benefit is paid. It is paid as 2/3 of your AWW
and continues into the future or until age 67 depending on the
particular circumstances of your case and your retirement plans.
4) What do I do if my claim is denied?
You may start a legal case by filing a Claim Petition which ultimately
results in a Hearing where a workers compensation judge will decide your
case. If your claim is denied, contact my office right away so the
processing of your claim can begin immediately.
5) Are there other benefits beyond medical and wage loss?
You may qualify for Rehabilitation assistance or Retraining under some
circumstances. You may also qualify for Permanent Partial Disability
which is based upon your diagnosis and loss of function. This is a
rating your doctor will provide several months after the injury is
sustained.
6) Why should I hire a lawyer and particularly, why Martin Montilino?
The Workers Compensation system is very complex and there are many rules
involved that most lawyers don’t know. Many rules are interpreted by
court decisions so the system is ever changing. The insurance companies
try to pay as little as possible. You need a competent workers
compensation lawyer to help navigate through the system.
Martin Montilino has been handling workers compensation claims for
almost 20 years. He knows how to present your claim in the best possible
light. Further, his extensive trial experience provides you with strong
litigation skills to go up against the insurance company lawyers to give
you the best possible chance to win your case.
7) How are attorneys fees paid in workers compensation?
Attorneys are paid only when they recover disputed workers compensation
benefits. If a recovery is made for money benefits such as wage loss,
the attorney may receive 25% of the first $4,000.00 and then 20% after
that. If the attorney recovers disputed medical benefits, the insurance
company has to pay the fees involved in the recovery of medical.
Social Security
1) What do I need to prove in order to be awarded Social Security
Disability benefits?
Generally speaking, you must prove that due to your medical condition or
conditions, you are unable to sustain gainful employment. The Social
Security Judge will evaluate your medical condition as well as your past
relevant work history and your transferable skills and determine whether
there is work available that you can do.
2) How do I start the process?
If you wish to make a claim for Social Security benefits, the starting
point is to go to your local social security office and ask for an
application. The staff at the office will often assist you in getting
the application completed.
3) What do I do if my application is denied?
Most people who apply for disability are denied when they file their
initial application. The next step is to file a Request for
Reconsideration. This is the point in time where you should contact me
as I will file the Request for Reconsideration and begin providing the
evidence needed to prove your claim.
4) What happens if the Request for Reconsideration also denies my
claim?
It is very common for the initial denial to be upheld upon
reconsideration. When the decision on the reconsideration is sent to
you, you should contact me immediately. At this point, we file a Request
for Hearing by an Administrative Law Judge and your case proceeds to the
Hearing phase.
5) What happens at the Hearing?
The Judge will ask you some questions about your circumstances, your
medical condition and your medical and employment history. There may be
a doctor and a vocational expert at the hearing at the judge’s request.
The judge may ask them questions. I will ask questions of you, the
doctor and the vocational person in order to prove your claim.
My experience is that most people who win their social security claim,
win the claim at the Hearing or as a result of the Hearing. If you are
denied initially and upon reconsideration, don’t be too discouraged.
Your best chance is at the Hearing.
6) How long does the whole process take?
That is a question that cannot be answered easily. Some claims are
finished within a year of the initial application. Some people wait 14
months from their Request for Hearing until the Hearing date. The time
involved varies depending on how busy the Judge’s calendar is and other
factors internally at the Social Security Administration. As such, it is
best to apply as soon as you are able.
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